Your Holiday Insurance
We have arranged Comprehensive Travel Insurance that is suitable for the holidays
on this website. Details of the cover and premiums are given below.
Under the Association of British Insurers General Code of Practice, listed below
is a summary of the cover provided by the insurance. A copy of the full terms and
conditions is available upon request. Please note that it is the responsibility
of each client to ensure that they receive a policy document from us, and familiarise
themselves with the terms and conditions. Particular attention should be paid to
the warranty below. In the case of any dispute the wording of the policy shall prevail.
A copy of the insurance policy is available.
You should read the policy carefully.
HOLIDAY TRAVEL INSURANCE
A Special Holiday Travel Insurance Scheme is available for all passengers travelling
on our holidays from AXA Insurance (UK) plc who are authorised and regulated by
the Financial Services Authority .
DEMANDS AND NEEDS
This insurance policy will suit the Demands and Needs of an individual ,or group(where
applicable) who have no excluded pre-existing medical conditions, are travelling
in countries included within the policy terms and who wish to insure themselves
against unforeseen events detailed in the cover section below. Subject to the terms,
conditions and maximum specified claim limits.
IMPORTANT
We will not provide you with advice about the suitability of this product for your
individual needs but will be happy to provide you with factual information.
We summarise below the details of the insurance cover provided which also includes
SPECIALTY ASSISTANCE LTD - 24-hour emergency service. The following is a brief summary
of the cover available. Full details of Cover, Policy Warranties and Exclusions
will be forwarded with your confirmation of booking. In any event you may ask for
a specimen copy of the Policy Wording before booking should you wish to examine
this in advance.
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Policy Benefit
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Sums Insured
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Cancellation
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Up to £1,500
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Medical Expenses & Repatriation
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Up to £2,000,000
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Curtailment & Hospital Benefit
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Up to £1,500
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Luggage & Personal Money
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Up to £1,500 (Limit £200 any one article, £200 in all valuables and £200 Personal
Money)
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Luggage Delay
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Up to £100
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Personal Liability
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Up to £2,000,000
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Personal Accident
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Up to £15,000
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Loss of Passport
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Up to £200
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Legal Expenses
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Up to £10,000
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Delayed Departure
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Up to £100
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Missed Departure
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Up to £300
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Fourteen Day Refund – Cooling Off Period
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Premium refund if policy not satisfactory.
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POLICY EXCESS
£75.00 excess for Loss of Deposit, Cancellation, Curtailment, Hospital Benefit,
Luggage, Personal Money and Legal Expenses increased to £100.00 for Medical Expenses.
IMPORTANT – HEALTH CONDITIONS
This insurance contains Health Conditions. If anyone to be covered by this policy
or any person upon whose health the trip depends:
- (a) Has an existing or ongoing medical condition
- (b) is taking any prescribed medication
- (c) has or has had any condition still requiring periodic review
- (d) is awaiting any tests, treatment, investigation, referral or the results of
these
you should contact your holiday company who will supply you with a Self Declaring
Medical Form that should be completed and returned to the address stated on the
form. Failure to obtain ,complete and return this form may cause this form may cause
your circumstances to fall within a policy exclusion
COOLING OFF PERIOD
You should read your policy immediately to ensure it meets with your requirements.
If for any reason it does not it must be returned to the issuer of the policy within
14 days of the date of issue or prior to travel which ever is the sooner.. Your
money will be refunded in full , provided no claims have been made or incident likely
to give rise to a claim has arisen. If you cancel your policy after 14 days no refund
will be given.
Ferris Holidays are an Appointed Representative of ITC Compliance Limited who are
authorised and regulated by the Financial Services Authority.
NB Ferris Holidays are an appointed representative of ITC Compliance Limited
who are authorised and regulated by the FSA (Financial Services Authority).
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Geographical Limits:
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Area 1 -
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United Kingdom, Northern Ireland, Isle of Man and Channel Islands
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Area 2 -
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Europe including countries west of the Ural Mountains; the Azores; Canary Islands;
Iceland; Madeira; Jordan and countries bordering the Mediterranean Sea (excluding
Algeria, Lebanon, Israel and Algeria).
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Cover under the loss of deposit/cancellation section commences on payment of your
insurance premium. All other cover becomes effective on the outward date of travel.
IMPORTANT. This insurance cover is subject to the normal conditions and exclusions
of this type of policy. Full policy details will be sent when your premium is paid
and you are strongly advised to read this carefully. NB: Taxi fares will not be
refunded when visiting hospitals or medical centres. If clients lose credit/debit
cards it is their responsibility to notify immediately their bank or card provider.
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HOLIDAY INSURANCE PREMIUM (Including Insurance Premium Tax)
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Adult 18-64
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Adult 65-74
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Adult 75+
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Child aged 3-17
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Family
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Up To 4 Days
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£17
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£24
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£35
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£10
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£41
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Up To 6 Days
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£18
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£25
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£37
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£11
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£44
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Up To 7 Days
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£19
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£26
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£39
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£12
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£47
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Up To 10 Days
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£22
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£32
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£45
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£13
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£54
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Up To 15 Days
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£24
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£35
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£48
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£14
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£59
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Up To 17 Days
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£28
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£38
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£58
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£16
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£69
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Up To 31 Days
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£33
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£47
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£68
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£20
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n/a
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